Credit Card Claims - Charges
Can We Claim Back Credit Card Charges?Why can we claim back credit card charges? Does it really cost £35 to send an automated letter when someone’s gone 1p over their limit’? Over the years that’s exactly what card providers have done whenever people have missed credit card repayment dates or bust through their credit limit. And it’s for this reason that you should be able to get back the last six years’ worth of cash. Incurring charges combined with not being able to pay off your balance is a danger signal. It means you have money management and over-indebtedness issues. While these charges are worth fighting, it’s also... >>>Read More
*Free Letter*Use this sample letter to request you account details. name and address of bank your name address date Account Number Dear Sir or Madam, RE:- Subject Access Request I am writing to request that you forward me a copy of all data held by your organisation about me for both current and closed credit card accounts. This should include, but not be limited to all transaction lists, agreements, notes made on my account and copies of letters relating to my account. This request should include any data held for more than 6 years as under the Data Protection Act there is no time limit for information... >>>Read More
Read More Posts From This CategoryCredit Card Claims - PPI Insurance
Claim Back PPI On Credit CardsHow To Claim Back PPI On Credit Cards You can claim back 6 years of PPI. 1. Check the mis-selling checklist here to see if you have a reason. You will probably have many! 2. Write to your lender with a cheque for £10.00 to request your account details if you don’t have statements going back 6 years. See sample here. 3. Work out from the information how much PPI you have paid each month. Add 6% interest and write asking for this amount and stating the reasons why from the checklist. Be persistant and go to the Financial Services Ombudsman after 40 days. If you don’t have the time...
Read More Posts From This CategoryDebt Managment Plans
How to be Debt Free in 6 Easy Steps!A debt free is life not unattainable. It may seem an impossible and frightening task but it is possible. It requires patience and discipline determination and time. Given below is a run down of 6 steps that will help you in the journey towards a life that is free of financial stress. Step 1 – Admit that you are facing problems in managing your... [Read more of this review]
What Should You Do If You Find Yourself In Serious Debt?If you should find yourself in serious debt you may feel as though you are the only person in this situation. You may think that no-one else appears to be having your problems. But you are most definitely not alone! Over 2 million others are in exactly the same situation and usually through no fault of their own. People get into debt for all sorts of... [Read more of this review]
What cause us to get into Debt? The Possible Solutions?The British people’s personal debt exceeds 1.1 trillion pounds. They have surpassed the United States in personal debt. Mortgage payments are the cause for 82% of this debt. The uncontrolled house price inflation is the main cause for this. Next an unusually high tax rate and over the top University fees are the main culprits. Some other sources... [Read more of this review]
10 Ways to Get and Keep Debt Out of Your Life! What is the Eleventh way?It’s common knowledge that economies all around the world are suffering. It’s no different in the UK and it’s time to turn things around before they get out of hand. People as individuals may not be able to turn the economy around in a day or change the way the global finances are dealt with but it is well within one’s reach... [Read more of this review]
Control Your Debt and Regain Control of Your Life!If you’ve amassed a lot of debt, you’re probably feeling a little lost in the world right now. You may be wondering how and when your life started to spin out of control. The fact is the loss of control you feel right now is a direct result of the accumulated debt and poor financial decision making you’ve been perpetuating by avoiding... [Read more of this review]
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